Unemployment

Unemployment Help has a variety of articles on topics important to those experiencing as dificult period of transition being unemployed can generally bring. First and foremost, Unemployment Help will allow you find the laws and regulations of the specific state in which you reside to assure that you begin to receive the vital lifeline that unemployment insurance benefits can be, in a timely and efficient manner. Furthermore, you will find a wide ranging variety of articles and resources that will give you information regarding topics such as, but certainly not limited to, "Setting up a Budget" all the way to, "What to Do During the First Week of Unemployment". Unemployment Help offers the latest and most pertinent information needed by the millions of Americans who unfortunately find themselves currently unemployed. There is a significant amount of help available to you, much of which can be found throughout our website. Be sure to check back daily or weekly to stay up to date and current on the state of unemployment both locally and nationally, and how to deal with the realities of unemployment.

You're Unemployed, Now What?

What to Do During Your First Week of Unemployment

Well, that’s it. You turned in your parking pass. You cleared out your email. You said goodbye to your friends at the office. The contents of your desk (plus a few extra things from the supply closet) are packed into a box, which is now sitting on your floor at home. You are officially unemployed.

So what now? You know what you want to be doing, but getting there from where you are now will be a challenging (and possibly very long) road. Whether your next goal is to land a new and better job or to become your own boss, the next week will be critical in keeping yourself afloat and establishing the pace for your career between careers.




Unemployment: Best Thing That Ever Happened To You?

There are very few guarantees in life. It used to be only death and taxes that were a guarantee but that list has grown to add one more guarantee in life. We will all at some point experience a job loss, either through being fired or laid-off. It has become an inevitable part of growing up in this society, and as a result many millions of people can empathize with how devastating losing a job can be. The broad and wide range of emotions can be overwhelming at times, and when you add that to the worries about your loss of income, loss of health insurance and feeling of rejection, this can quite literally be some of the toughest times of your life. Even the most well-rounded and skilled can be out of work for an extended period of time.




Fight For Your Right (To Benefits)

Although the laws vary from state to state, if you have been laid-off you are in all likelihood eligible for unemployment benefits. What you may or may not know if that you have been fired, you can’t collect unemployment from the state. While even this law varies from state to state, there are also many instances where if you have been laid-off your employer can challenge your right to receive unemployment benefits! It has been done by profit driven companies for years and will likely continue well into the future.




Housing Assistance Options for Unemployed Homeowners

The bursting of the housing bubble has reduced home values dramatically over the last few years. Mortgage holders often owe more on a home than the home is worth. If you lose your job on top of that, you may feel like you’re getting it from both sides. Making a costly mortgage payment is hard enough when times are good, but it is nearly impossible when your income has been reduced to little or nothing.

Although housing is one of the most essential aspects of life, the government has dragged its feet in establishing even short-term emergency assistance for the unemployed and delinquent homeowners. Fortunately, there are a few assistance programs in place to help you stay in your home.

A number of new programs have been instituted in the last year to assist homeowners who are behind in their mortgage payments, facing foreclosure, or when they owe more than the house is worth, and want to get out.




How to Appeal an Unemployment Denial Decision

If you qualify for unemployment benefits, the process for claiming benefits should be as easy as filing your application and waiting for the checks. But occasionally state unemployment offices will deny the claims of people who are legally eligible for benefits.

Eligibility criteria differ from state to state, but generally speaking, you should be eligible for benefits if you worked in the state for at least the required period (usually eighteen months), and lost your job through no fault of your own.




How To Stay Active While You Are Unemployed

When you lose your job, you lose more than your income and benefits, You also lose the activities and challenges that defined a majority of your day. Suddenly being thrown off of a well-established routine can be a difficult, even traumatic, adjustment. With no one expecting you to be anywhere on time, the temptation to slack off can be overwhelming. And while unemployment is a good opportunity to relax and de-stress a little, getting too complacent can make you less happy, less healthy, and even less likely to find a new job.

An idle mind has more time to dwell on big problems that you can’t easily fix, like missed opportunities, things you still haven’t accomplished, and other people doing better than you. An idle body becomes flabby and atrophied from underuse, and can develop problems like heart disease, diabetes, and even cancer. An idle worker raises red flags with interviewers, who will see gaps in your résumé wonder if you are right for employment.




Making a Daily Routine (And Sticking to It)

When you were working, your schedule was mostly set by your employer. You knew where you need to be, and what you needed to be doing, almost any time of the day. Your meetings, meals, and probably even bathroom breaks were determined, directly or indirectly, by your work and workplace. Sometimes it was a drag to have to stick to someone else’s schedule, but in a way it was also kind of comforting.

Now that you’re unemployed, there are still things that you know you need to do on one hand, and things you would rather be doing on the other. With no one but you to hold yourself accountable, how do you keep on task?




Making an Unemployment Plan

Unemployment is one of those circumstances that few people ever really plan for. Sure, you put money away “just in case,” but in the back of your head you finished that sentence with “…in case I want a new car.” You probably assumed that you would begin your career and then work your way up, change jobs, or strike out on your own until you get the corner office and the big paycheck. Having to go back to ramen and TJ Maxx wasn’t a possibility that you took seriously, until you woke up the morning after your last day of work and thought “now what?”




Bridge the Gap With, Part-Time & Temp Work

If you are like most job seekers, you have trouble even getting a callback, let alone a job. Two of your most pressing problems get progressively worse the longer you go without working: your starts to run out, and if employers see you as chronically unemployed, it can make landing a job even harder. Keeping yourself afloat with a part-time or temp job in the short term can help make you more viable for better jobs in the long term.




Surviving the Current Unemployment Crisis

So you’ve lost your job and find yourself in uncharted territory. You don’t really know where to turn or what the first step towards getting yourself back on track would consist of. First off, relax and take solace in the fact that you are not alone. Not only are there millions of people experiencing the same turmoil as you, there are also plenty of local, state and federal services designed specifically to help you weather this personal storm you find yourself in. It is okay to take a week or two, get your mind and body heal for a little bit, then follow some of these simple steps to bringing order back to your life and ultimately get yourself back to work as soon as possible.




Dealing With Unemployment

For those who are unemployed, you have probably heard all of the advice you can take at this point. Everyone giving you what they think are surefire ways to get yourself working again, only to find that every “technique” or advice given to you only causes you to fall even more hopelessly into a funk that you feel you will never climb your way out of. Well, first off, should you feel this way, always remember that you are as normal as you could possibly be. It is if you didn’t feel this way in your situation that you would seriously need to begin to worry.




Unemployment: Take This Opportunity to Improve Yourself

While job searching will probably be the main focus of your days of unemployment, nobody can do that all day every day without their faces melting off Raiders of the Lost Ark-style. That’s why now is the perfect opportunity to invest in yourself. Learning a new skill, taking up a new hobby, or even just making yourself look better can not only keep your spirits up during the long months of job searching, they can actually end up making you more employable. Now that you’re unemployed, here are a few good ways to finish the sentence “If only I had a little more free time, I would…”




Tips For The Unemployed

There was a time, decades ago where being unemployed came with a sense of shame and embarrassment. Well, those days are done, in 2011, with millions of people finding themselves unemployed, you have no reason to be embarrassed or ashamed. A significant amount of the current job losses were through no fault of your (employee) own. There are an endless number of reasons that people who are doing great work and have a good sense of job security, lose their jobs, but it isn’t even worth discussing. What’s done is done and looking back can only hurt you. With that in mind, and with your eyes toward the future and getting yourself back on track and back in a job as soon as possible, here some vital tips for those who find themselves unemployed.




Unemployment Benefits FAQ's

When should I file for unemployment benefits?

Filing for benefits should be the first thing you do after your last day of work. Most states allow you to file your initial claim either by phone or online, so you can do it at your convenience.

Where do I file for unemployment benefits?

Unemployment benefits are administrated by the states. Check with your state Unemployment Agency or Department of Labor to find out how to file for benefits. If you have moved since losing your job, or worked for a company in a different state, you should file in the state that you moved from or where your income was withheld to pay into the state benefit system




Unemployment Eligibility: Do You Qualify?

For most people, when they first lose their jobs they automatically think they will have unemployment checks to fall back on. While this is generally true, there are always extenuating circumstances that vary from state to state that may potentially keep you from receiving this crucial financial lifeline that is unemployment insurance. Sadly however, just because you lost your job does not mean you are automatically entitled to unemployment help from the Government. Here are some simple ways to figure out exactly what you can expect to receive or not receive depending upon your specific situation and how to go about retrieving such vital information.




Unemployed: Expect The Best, Prepare For The Worst

Nobody walks into work one day saying to themselves, I bet today is the day I get laid-off. This day in age it seems as if no matter how good an employee you may be or how long you have worked at a company your pink slip could quite literally be only a day away. No matter how much you think your boss loves you, it is always a good idea to expect the best but be mentally and financially prepare for the worst. Sadly, this is advice that falls on deaf ears more often than not and as such many people are sent into devastating emotional and financial pain when they least expect it. Here are a few strategies to help you deal with the potential crushing loss of employment at your current job.




Unemployment Insurance: Quit vs. Fired

For many people if not absolutely everybody, it can be a jolting experience to find yourself unemployed. With a range of emotions from anger to shock all the way to sadness, it is safe to say this is a very difficult time for you. Quite often, one of the few things that get people through these rocky periods is the unemployment benefits you are legally entitled to. This can be the only financial lifeline many unemployed have in their time of need and as such it is of the utmost importance to them. However, unfortunately many people don’t realize that there are circumstances where you can unknowingly put yourself in a position of disqualifying yourself from unemployment benefits through your own actions!




What You Need to File For Unemployment

Filing for unemployment benefits can be a difficult process. Eligibility, filing procedures, and timelines can be difficult to understand. And state websites have earned their reputation for being confusing, vague, and difficult to navigate. While every state differs in the particulars of what you need and how to file for benefits, there are some general guidelines you should follow when filing for unemployment.

File early and often

Filing for unemployment benefits should be the first thing you do after your last day of work. The initial application for benefits doesn’t actually take that long—usually less than half an hour online or over the phone—but the state can take up to several weeks to process your application, which is a long time to wait when all you have to live on is your last paycheck. Once you are approved to receive benefits, you will be required to file a weekly claim in-order to receive you check. If you go more than a few weeks without filing your benefits could become inactive, requiring you to reapply, so it is important to file a claim early and often.




Steps to Follow After Getting Laid-Off

There are few things in life as worrisome or difficult to accept as being laid-off or fired from a job. Unfortunately, in this economy there are millions of Americans going through the ups and downs that unemployment can and will bring. There was a time in this country when people would stay in jobs for thirty, forty even fifty years without ever having to deal with the repercussions of unemployment. But in more modern times, society has created an environment where most people will be the victim of a layoff multiple times throughout their lives. So if you are going through it for the first time, or have experienced unemployment multiple times, like any other tough time in your life, you’ve just got to hold on and ride it out. Here are four steps to follow immediately after finding yourself suddenly unemployed.




Steps to Take When Becoming Unemployed

While there was a time in this country when people would spend decades at the same job without fear of or even ever contemplating the possibility of losing their job or what they would need to do should they find themselves suddenly and unexpectedly unemployed. Well those days are done, and the simple fact of the matter is that in today’s society, most people are going to find themselves in times of unemployment as well as find themselves in multiple different job occupations throughout their lives. Knowing that you are just like everyone else in the sense that you are unemployed and looking for work, can bring a sense of relief to many just knowing that they are literally not alone and there are millions of people who find themselves in the same situation you do. With all of this said, here are some actual concrete steps you can take to help you to maintain while unemployed as well as to get back on your feet as soon as possible:

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Unemployment