Benefits of Filing for Montana Unemployment

With the United States and global economies in a recession, it has become increasingly common for people to be laid off or for families to lose some or all of their income. These days, being unemployed is no reflection on a person’s work ethic or skills or qualifications, it is a sad by-product of the recession. Fortunately there is unemployment insurance, which offers many benefits to people that need a form of income to support themselves and their families.

Unemployment Benefits in Montana

Unemployment insurance is different from welfare - it is meant to help pay bills and cover expenses until a person is able to find another job. People that have seen their hours reduced or only been able to find part-time or occasional work instead of a full-time job are also eligible. it is called insurance because it is meant to help people get back on their feet rather than be a long-term solution. Some of the largest benefits you can expect from unemployment insurance in Montana are checks for a portion of your previous income as well help finding a new job and help with taxes or other financial issues. The average weekly benefit check in Montana in 2010 was $271, with a minimum of $125 and a maximum of $422 - these checks can be received through direct deposit for added convenience.

How to Collect Benefits in Montana

Montana’s official unemployment website,, contains all the information you will need to file for unemployment. To actually file a claim, you will need to call a call center that is specific to certain areas - the number can be found on the website, or you can use the website to file. When preparing to file your first claim, it is helpful to have your work history, social security number, mailing address and contact information as well as your bank account information (if you wish to receive your checks via direct deposit). This same website can be used to update your personal information and file weekly claims.

Filing for Unemployment in Montana

Your initial claim for unemployment insurance will be handled by the state of Montana following specific guidelines. This claim will also determine how much you will receive in benefits each week, and the rules of receiving benefits. You will be required to show your past work history and pay, which is subject to random audits for verification. To continue receiving benefits you have to keep looking for work, even if it is not full-time work or in your previous field. Employers that hire new workers have to report this to the state, and this list will be compared to those receiving unemployment benefits to prevent fraud. If you are denied benefits or feel you are not receiving enough in benefits, you can file an appeal through the website or by calling the call center.

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