Benefits of Filing for Maine Unemployment

With the current economy continuing in a downward spiral and the job security of the nation in question, more and more American workers have to file for unemployment. There are many benefits you can expect from filing for unemployment; among them, an additional financial cushion while you look for another job.

How to Collect Benefits

Filing for unemployment is relatively simple. In many states, one can file for unemployment online, bypassing any visits to a state employment agency. Applicants can also apply via the telephone, or by going to their local employment office. Before you file, check with your local agency to determine the best method for you to begin a new claim.

Next you will need to have certain information for the reporting process. Samples of this information include:

  • Mailing address
  • Phone number
  • Social Security Number
  • Military status, including your separation date if applicable
  • A security code picked out (could be mother’s maiden name, birth date, number…etc.)
  • Contact information for previous employer
  • Previous employer’s Federal identification number (easily retrieved from your last year’s W2)
  • The beginning and ending date of your previous employment
  • Your final salary
  • Reason you no longer are employed. (It is smart to write down your statement of events before-hand to ensure you have all the details recounted accurately.

During the claim process you may be asked a series of questions related to your previous employment. You will also be asked questions related to your upcoming unemployment payments, such as whether or not you want taxes withheld, how you want your benefits paid, etc.. It is important to be completely honest when answering unemployment questions. Questions that are answered inaccurately can result in an overpayment, which can result in the state limiting your benefits and/or you having to pay-back the amount you have been overpaid. During your first claim for unemployment, the reason behind your unemployment will be dissected. Under unemployment law the reason you are unemployed must be through no fault of your own. Quitting your job or being fired are usually disqualifying, but there are scenarios that will still enable you to obtain benefits, so it is always better to file for unemployment, even if you are unsure you will qualify.

Unemployment questions will include:

  • Whether or not you are able to work right now
  • Why you left/were laid-off/fired from your last place of employment
  • Whether you have turned down a job offer recently
  • Whether you have received any holiday pay
  • If you have actively pursued employment

While not everyone will qualify for unemployment, if you are denied, there are appeals processes that can help you get unemployment benefits.

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