Benefits of Filing for Iowa Unemployment

Workforce reductions and joblessness have impacted workers in Des Moines, Cedar Rapids and other parts of Iowa. With an economy that stays uncertain, it can feel challenging to preserve financial or emotional security for you and your family during times without work. However, Iowa unemployment benefits are available to you.

Benefits you can expect from Iowa unemployment insurance include a weekly benefit amount. If you don’t have any dependents, your maximum weekly benefit amount is $385 or 1/23rd of your gross wages in the highest quarter of your base period. Those with one dependent can earn a maximum of $400. The maximum amount you can earn increases with the number of dependents you have. You can earn up to 26 times your weekly benefit amount in a year or a third of your total base-period wages, whichever amount is less.

In Iowa, there are several ways to apply for your benefits. For example, you can start your application at the Iowa Workforce website at if you want to apply online. The Iowa Workforce website is available seven days a week, 24 hours a day for your convenience. Another way to apply is to visit your local IowaWORKS Center. In addition, some employers can facilitate your initial claim.

When you file, you will need to provide some information about your most recent employer. Be ready to share the employer’s name, address and phone number. You’ll also need to disclose the starting and ending dates of your employment. Your Social Security Number and the names of any dependents you claim as exemptions for federal income tax are required, too. If you were in the military in the last 18 months, you’ll need to have your DD-214 (Member 4) form available.

Regarding how to collect benefits, you have two selections. Many Iowans enjoy the convenience of Direct Deposit to a savings or checking account. A second choice is to accept the prepaid debit card. This card can be used to withdraw money at banks or ATMs. You’re also allowed to use the card to make purchases at stores. Either method avoids the inconvenience of having to wait for a paper check.

If you are in Des Moines, Davenport or another part of Iowa, you can take advantage of unemployment compensation. These benefits are designated to help you and your family and filing for unemployment doesn’t take much time or effort.

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