Frequently Asked Questions

What do I need to know before I start looking for a job?

Generally speaking, the more committed you are to putting in the time and effort into your employment search, the higher number of potential job openings you will find. Perseverance pays off in the long run and as such, there is no magic pill that just hands you a job. It takes hard work just to find work, so prepare yourself as such. You will likely experience many highs and lows throughout your employment search, but always remember there are literally millions of people going through the exact same thing. You will find much more than just employment information on our website, there are a number of articles that can and will offer untold amounts of valuable information that could very well benefit you today!

How long does the job search take?

Ask those who have been unemployed and they will likely tell you that unemployment has the tendency to last a while. Research has shown that the average person looking for a new job will spend somewhere between 8-23 weeks searching far and wide for a job opportunity. They will spend on average, twenty hours per week on their search as well. Should you not be able to make it through these tough times financially, check out the states page for potential unemployment benefits you may be entitled to in your particular state.

Can I file for unemployment while still searching for a job or working part-time?

Not only can you file for unemployment while searching for a job, it is highly recommended that you do! If fact, it is recommended that you file for unemployment the first day you find yourself looking for a new job to assure you begin receiving your financial support from the state as soon as possible. Some states will allow you to collect unemployment insurance while also collecting unemployment benefits, check what your state has to offer in that regard on the states page.

Health care for the unemployed?

Again, the answer to this question depends upon which state you find yourself currently residing in, however, many states offer the newly unemployed a variety of options to help protect themselves and their families from a potentially catastrophic health care related bankruptcy. While you will need to check your state unemployment website (and can do so through our website) for the specifics, you can find pertinent and valuable information regarding health care and health related topics on the health care page.

I've been thinking about going back to school, what are my options?

Perhaps you are now realizing that your lack of an educational background is coming back to haunt you when potential employers are looking for those who have a little more of an education. It's an unfortunate scene playing out in interviews nationwide day in and day out, and as such now may be the perfect time for you to see how different the modern day “college” is like, as you can take classes around your schedule, day or night and potentially even online! There are numerous articles referencing and discussing this very topic on our education page to help you establish a solid educational footing to base your future on.

How can I bridge the gap financially between now and the time I get another employment opportunity?

Of all of the potential pitfalls and headaches that searching for a job while unemployed can cause, there is possibly no greater cause of stress and worry than the frightening possibility of quite literally running out of money. Lacking a secure financial footing can be too overwhelming for most to handle. Rest assured that vital resources detailing ways to save money, earn extra money, bankruptcy options and a significant amount of additional viable financial avenues for you to possibly pursue can be found in the financial category. There are tricks and tools available to help you stay afloat financially and emotionally.

I was just laid-off from my job, what are the eligibility requirements to apply for unemployment?

The requirements nationwide are more or less identical from state to state, with an exception here and there. Check out the states page to find out more about your state's specific requirements. However, here are some general rules of thumb when it comes to unemployment eligibility:

  • Be fully or partially unemployed
  • Be available for full-time work
  • Be physically and mentally able to work full-time
  • Be unemployed through no fault of your own
  • Be making reasonable and active efforts to find employment each week
  • Be registered with your state unemployment agency and file your weekly claims on time and as directed

I've never been unemployed and looking for a job this long, how will I make it through mentally/emotionally?

There are few times in a person's life, that are as trying physically, mentally and emotionally as when they are looking for a new job. It is truly the epitome of an emotional roller coaster that seems like you may never get off. With this comes an exceptional amount of pressure that can have even the best of us looking for an escape hatch to disappear. That is why, you will find a seemingly endless amount of articles on topics ranging broadly from how to fill your free time when unemployed, what to do during your first week of unemployment, all the way to information regarding housing assistance option for unemployed homeowners. Through this information you will learn how to cope and deal with the “big three” problems, emotional, physical and mental. There are ways to cope and they can be found throughout our website.

I've recently lost my job, how much money can I expect from my unemployment benefits?

Most states pay a percentage of your highest weekly base pay during the last quarter or year you were employed. Usually this will work out to about half of what you made during that period, though the rate varies from state to state. New York, for example, pays half of the states average income, while Arizona pays a maximum of $240 per week. Most states have a benefit calculator on their unemployment benefits website. There are a staggering number of informative and vital financial articles that can benefit the job searcher and unemployed alike.

I'm looking for a new job, do my kids qualify for SCHIP?

While it is very difficult to make a blanket statement as to whether or not your specific situation in your particular state would allow for you to enroll your child/children into your state's SCHIP program, it is likely there is some state initiative that will help you take care of your family health care while you are unemployed. There are a significant amount of articles and resources which discuss nationwide SCHIP policies per state on our health care page. For those unaware, SCHIP is a federal government program to provide health insurance to low-income children whose families do not qualify for Medicaid. Although, it does not cover adults, SCHIP can be a great relief to unemployed parents.

How can I afford to go back to school now that I am unemployed?

It is the ultimate catch-22 that in order to make more money you need to get a degree or certification. But to get those you need to have the money to pay for them! It can be a maddening problem but one that is manageable for those that are looking to better themselves and expand their educational backgrounds. There are multiple articles discussing how to pay for college on our education page. Whether it is a “Step-by-Step Guide to Student Loans” or “The Benefits of a High School Diploma”, when it comes to education and the value of having one or going back to school, information regarding your best options can be found throughout www.unemploymenthelp.com

Frequently Asked Unemployment Questions