Alabama Unemployment Insurance Benefits

It's said that the only things that are guaranteed in life are death and taxes. In this new era of growing unemployment, I would add to this phrase, "and you or someone you know is receiving unemployment compensation right now." The chances of being unemployed or knowing someone who has recently filed a claim for unemployment is greater in some states than others. With the national average at 9.1% there are many States that exceed this number and illustrate that filing an unemployment claim is becoming common like death and taxes.

Take for instance in “sweet home” Alabama, based on the latest report from the Alabama Department of Industrial Relations, employment figures for July 2011, indicate the unemployment rate far exceeds the national average at 10.5%. With alarming numbers like that, the best thing any Alabamian concerned about his/her employment future can do is learn, beforehand, what unemployment insurance benefits provide in case they need to contact unemployment office.

The unemployment insurance benefits provide you with weekly income from the State because of separation or a reduction in your work hours provided you meet eligibility guidelines. Before you can be compensated for unemployment, you have to meet the base period criteria. According to the provisions outlined in the Alabama Unemployment Law, “ the base period is the first four of the last five completed calendar quarters before the week you call to file an initial claim application for a new benefit year.” To a comprehensive reading on how base pay, calendar period and unemployment wages are determined and calculated, review Alabama's handbook, Benefits Rights and Responsibilities.

Briefly, you are given two choices with how you can apply for unemployment compensation. You can file you unemployment claim at, or by calling the Unemployment Claim Center at 866-234-5382. In either case, you will need to provide personal and employment information to begin the process. Questions about your employment, including where you were employed, wages earned and reason for the separation, will be needed. If you contributed to your separation, your application for unemployment may be reduced, denied or delayed. Unemployment claims that are denied can be appealed. Anyone who claims unemployment benefits fraudulent may be fined or imprisoned. You will receive notification about your unemployment claim a few weeks after you file.

If you cannot control your future employment at least you know what to expect when your employment ends.

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